Loan Reviewer Officer

SUMMARY:

Performs reviews of bank's commercial loans to ensure compliance with established policies and standards.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:

 • Evaluates quality of commercial loans and assigns risk rating indicating borrower's financial strength and probability of loan repayment. 
• Selects loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.: 
• Records data in software, such as purpose of loan, balance, collateral, and repayment terms. 
• Evaluates information to determine whether lending officers have stayed within guidelines of lending authority, if loan is in compliance with banking regulations, and if required documents have been obtained. 
• Identifies problem loans and describes deficiencies. 
• Writes summary of analysis and reasons for assigning adverse risk rating. 
• May act as senior analyst and coordinate data collection and evaluations of credit quality of commercial loans, and present loan review information and report to management.

*At least 3 to 5 years of credit experience preferred.