Mortgage Financial Analyst

Position Overview

FEMBi Mortgage is seeking a highly motivated and detail-oriented Mortgage Financial Analyst to join our team. This is an excellent opportunity for a recent college graduate or early-career professional looking to build a long-term career in the mortgage and financial services industry.

This role is designed for someone who is intelligent, adaptable, eager to learn, and comfortable working in a fast-paced environment. Prior mortgage industry experience is preferred but not required. We are willing to train the right candidate and are looking for someone with strong analytical skills, a positive attitude, and the ability to learn new processes quickly.

The Mortgage Financial Analyst will serve as an overflow and support resource across three critical departments: Accounting, Post-Closing, and Lock Desk Operations.

Key Responsibilities

Accounting Support

• Process and review Accounts Payable transactions.
• Assist with invoice management and vendor payments.
• Support loan funding activities for mortgage loan production.
• Maintain accurate financial records and documentation.
• Perform data entry and reconciliation tasks as needed.

Post-Closing Support

• Assist with the sale of closed mortgage loans to secondary market investors.
• Prepare and organize loan files and supporting documentation.
• Support post-closing quality control and compliance processes.
• Work closely with the Post-Closing Manager to ensure timely delivery of loan packages.
• Track loan sale and investor-related workflows.

Lock Desk Support

• Lock interest rates for mortgage loans in both the United States and Puerto Rico.
• Monitor lock expiration dates and pipeline activity.
• Communicate with loan officers and operations staff regarding lock requests.
• Assist with pricing and rate lock documentation.
• Support daily lock desk operations and reporting.

Qualifications

Required

• Bachelor's degree (completed or graduating soon) in Finance, Accounting, Business Administration, Economics, Mathematics, or a related field.
• Fluent in English and Spanish (written and verbal).
• Strong attention to detail and organizational skills.
• Strong analytical and problem-solving abilities.
• Ability to manage multiple priorities and meet deadlines.
• Professional communication skills.

Preferred

• Previous internship or work experience in finance, accounting, banking, mortgage lending, or related fields.
• Experience working with financial data and reporting.
• Knowledge of mortgage lending, accounting, or financial services.

What We're Looking For

We're less concerned with what you've done and more interested in your potential. The ideal candidate is:

• Highly intelligent and eager to learn.
• Curious and analytical.
• Comfortable learning new systems and processes.
• Detail-oriented and dependable.
• Adaptable and willing to support multiple departments.
• Looking for a long-term career path within financial services.
• Loyal because here we are family. 

Why Join FEMBi Mortgage?

This role provides exposure to multiple areas of the mortgage business, offering a unique opportunity to develop skills in:

• Accounting and financial operations
• Mortgage funding
• Secondary market loan sales
• Interest rate lock management
• Mortgage servicing and post-closing operations

You will receive hands-on training while gaining experience in functions that are critical to the success of a mortgage banking operation.

If you're a motivated self-starter who enjoys learning and solving problems, we'd love to hear from you.

Apply today to begin your career with FEMBi Mortgage.