Securities Based Lending – Credit Risk Management Associate
Firm Risk Management
Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses due to credit, market, liquidity, operational, model, and other risks.
Background on the Position
The role will reside within the Firm Risk Management Credit team which is seeking qualified candidates to support its securities-based lending (“SBL”) portfolio. The SBL Credit Risk team is responsible for assessing credit worthiness of borrower applications. The role offers an opportunity to work closely with stakeholders across the Research and Resolution team, Line of Credit Product team, and other stakeholders that support the Line of Credit product.
Primary Responsibilities
- Accountable for daily operations and underwriting for the SBL product
- Review specific loans/borrowers analytically looking for potential credit risks
- Follow the required actions as outlined in the Risk Governance Framework Policies & Procedures and other risk management processes
- Establish and maintain relationships with key stakeholders
- Perform other duties as assigned
Experience
· Experience with bank products and credit underwriting preferred
· Bachelor’s degree required
· Credit and financial statement analysis as desirable
· Proactive self-starter with strong problem-solving skills and the ability to make quick decisions in a fast-paced environment
· Ability to think strategically, and communicate effectively across multiple business units
· Strong internal and external customer focus
· Highly effective oral, written, and interpersonal communication skills
· Working knowledge of Outlook, Word, and Excel
FRM is committed to creating and providing opportunities that enable our workforce to reflect diverse backgrounds and views.