2023 Summer Analyst Program - Risk Management (CDA NY)

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The Risk Management Summer Analyst Program at MUFG is designed to help you learn how we maintain a disciplined approach to identifying, assessing, managing, reporting, and mitigating risks.

Our 10-week Summer Analyst Program begins in early June and is structured to provide rising seniors with hands-on experience and business exposure in the world of Risk Management. You will be placed in a specific group that allows you to concentrate and quickly develop the skills and knowledge required to become an integral part of the team. You will work alongside MUFG professionals at all levels who will serve as your instructors and mentors. Interns also have the opportunity to attend learning sessions led by Americas Risk Management professionals in all of the Risk Disciplines at the bank. Our program is designed to help you experience just what it’s like to work within the risk management organization.

You will be assigned to the following Risk Management Business Unit for the duration of the program.

Corporate Banking Credit (also known as the Credit Division of the Americas or CDA) resides within Americas Risk Management, and is responsible for managing credit risk assessment, transaction and counterparty underwriting, and general oversight and management of the Bank’s large and diversified customer portfolios. This is carried out by approximately 75 employees including Analysts, Credit Officers, and senior management. CDA Credit Officers and management are responsible for analyzing customer and transaction credit quality, underwriting a variety of deals (ranging from general lending facilities to derivative counterparty lines to other bespoke solutions), and monitoring/surveillance of the existing corporate loan and counterparty portfolios. CDA is also responsible for continuously monitoring existing customer segments and portfolios using quantitative and qualitative metrics to ensure accuracy and timeliness of credit risk ratings. CDA is organized into a series of industry verticals and includes specialists focused on sponsors/LBOs as well as special assets/workouts. CDA analysts and Credit Officers are well-versed in fundamental credit analysis, including quantitative elements such as financial statement analysis and modeling, but are also responsible for conducting thorough credit reviews, taking into account qualitative aspects. The Division offers many opportunities to enhance sector-specific knowledge as well as to become well-rounded in overall banking and credit functions.

Your assigned mentor/manager will provide goals and professional development guidance and conduct performance reviews as a commitment to our summer analysts. You will also have the opportunity to network with employees across different business groups and at all levels of the organization. In our open and inclusive environment, senior colleagues will know who you are and will see the work you do. You will leave with a better understanding of the world of risk management.

At the end of the program, the opportunity exists to receive an offer for full time employment upon graduation. This offer may be within another area of risk management than your internship assignment.

Credit Division of the Americas (CDA)

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law. 

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.