Associate Analyst 3

Role/Responsibilities

• Reviewing financial documents and charts, analyzing data and financial documents, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.
• Assisting with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.
• Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.
• Performing analytical tasks related to portfolio reviews and other credit projects.
• Developing a working knowledge of Moody’s methodologies and credit rating standard processes, and applying these with guidance from lead analysts.
• Collaborating with lead analysts in preparing the first draft of rating committee memos.
• Developing the ability to understand and identify key factors that affect issuer credit ratings. Interpreting and analyzing financial data and other credit inputs provided by internal and external parties.
• Monitoring credit quality and issuer and/or industry trends by following market developments and relevant news events, analyzing issuer reporting (including, in some rating groups monitoring and attending earnings calls), and engaging with issuers directly for follow-up clarification and information.
• Attending and participating in rating committee meetings, including, offering analysis and opinion where appropriate. Preparing credit estimates analysis used to assess elements of credit risk in certain rated transactions.

• Contributing to the first draft of core research (such as credit opinions, issuer and sector comments, press releases, pre-sale, and new issue reports) in collaboration with lead analysts.
• Contributing to research strategy, including idea generation and preliminary drafting, and adhering to Moody’s research standards.
• Attending investor briefings and issuer meetings as required; helping prepare presentation materials in some cases; arriving prepared to engage in discussions.
• Building positive relationships with issuers displaying initiative to understand the issuer’s business and proactively responding to issuer inquiries.

• Operating applicable ratings and research systems and using software specific to the rating group.
• Demonstrating sound understanding and judgment in applying Moody’s processes, documentation standards, and standard processes, and adhering to all laws and policies.

• Providing guidance in the delegation of work to the data processing team.
• Actively handling workload pipeline to provide sufficient time for completion. Seeking guidance from the manager where needed to resolve how to prioritize work.
• Providing feedback to the manager on the quality and accuracy of work produced by the data processing team, while providing constructive and proactive feedback.

• Ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. Complete mandatory required training in a timely manner.
• Awareness of Moody’s risk management approach.
• Increase awareness of cyber risks and avoidance of vulnerabilities e.g., e-mail use (phishing malware).
• Ensure high quality of work, free of errors.

Qualifications

• Minimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) with strong academic performance (in the US, minimum GPA of 3.0).
• Some relevant experience (including internships) is preferred.
• Excellent verbal, written communication, and interpersonal skills.
• Proficient in MS Excel, Word, and PowerPoint
• Proactive and able to work effectively in a collaborative team environment.
• Strong organization skills, analytical thinking, and attention to detail.
• Ability to adapt to a changing environment and prioritize tasks accordingly.
• Some understanding of fixed income markets and/or credit knowledge is preferred.